Corporate & Group Protection

Put simply, Key Person Protection (also known as key man insurance or key person insurance) is a business insuring itself against the financial loss it would suffer if a key person in their business died or were diagnosed with a specified critical illness if chosen, during the length of the policy.

If your company relies on key personnel, you can protect it using key person insurance policies. We can help you put in place the coverage you need.

Shareholder protection insurance, put simply, is designed to ensure that the aftermath of a shareholder's death is as smooth and stress free as possible. It involves writing up a series of legal agreements that set out how shares are to be managed if a stakeholder passes away.

Income protection insurance policies offer a number of benefits in comparison to other insurance policies such as accident, sickness and unemployment insurance or personal accident and sickness. 

Benefits are payable when the policyholder becomes incapacitated and after the deferred period has passed and continue until the earliest of death, recovery of health, retirement or the term of the contract.

Benefits are paid regularly (usually weekly or monthly) and may be free of tax.

If you would like more information on the types of protection policies available for your company & staff please contact us on 02392 488600 or complete the enquiry form.